Kemper Auto Insurance

The Kemper auto program is built to provide excellent auto insurance coverage. With unique coverage selections and low deductible options, you can rest assured knowing your vehicles are protected.

Liability Protection

Kemper provides state minimum liability with all auto policies. This can be increased to provide more protection if needed. Bodily injury and Property damage you are liable for is covered under this.

You can also add uninsured motorist liability to protect yourself from drivers without insurance or drivers who failed to provide proof of coverage (Ex. Hit and run drivers). This will pay you for the Bodily injury and Property damage the other driver is responsible for.

Damage to your auto

You can add collision coverage with Kemper at varying deductibles. Collision deductibles with Kemper can go as low as $250.

Comprehensive coverage is also available and the deductible can go as low as $250. The deductible is waived for small chips and dings on the glass. The coverage protects against perils like hail, fire, and theft.

Both comprehensive and collision  include coverage for loss of earnings and rental car expense if the vehicle is totaled.

If you are with Kemper for three years and accident free, your first accident will be forgiven.

Additional Coverage Available

  • Kemper Total: If your vehicle is the new model or current year, adding this coverage will cover the vehicle after a loss at replacement cost. Normally, vehicle settlements are handled at actual cash value (replacement cost minus depreciation).
  • Gap Coverage: After a total loss, you may still owe the bank for the vehicle. Kemper will take care of this difference with this coverage.
  • Towing and Labor: With this coverage, not only will you be reimbursed for towing expenses you will also receive roadside assistance. No deductible applies to this coverage.
  • Rental Reimbursement: Kemper will pay for a rental car with this coverage while your vehicle is in the shop. Limits vary.
  • Accident and Violation Forgiveness: Starting at the beginning of your policy, Kemper will waive the first accident or violation from affecting your rate at renewal.
  • Diminishing Deductible: For every year you drive safe, Kemper will lower your deductible for no extra charge.
  • Personal Property Coverage: Your policy can be changed to include losses to personal property inside of your vehicle. This is excluded from normal policies.

And many more! Contact us for more information.

Learn More About Kemper Insurance

We offer Kemper auto in these cities. We also offer Kemper auto to the whole state of Texas!
Arlington, Allen, Argyle, Azle, Addison, Bedford, Benbrook, Burleson, Carrollton, Colleyville, Coppell, Crowley, Dallas, Denton, Euless, Fort Worth, Flower mound, Frisco, Garland, Grapevine, Haltom City, Haslet, Hurst, Irving, Keller, Kennedale, Lewisville, Little Elm, Lucas, Mansfield, McKinney, Mesquite, Murphy, North Richland Hills, Prosper, Plano, Roanoke, Saginaw, Southlake, The Colony, Watauga, Westlake, Whitney.