Boat Insurance

Boat InsuranceYear-round boat insurance is a must-have in the state of Texas. In addition, it is even more necessary during the summer months when the boat will be used the most. At Milestone, we have the ability to provide a boat insurance policy on its own or combined with your home insurance policy. By combining policies it will save you money.

What’s covered?

Liability Protection:

The bodily injury and the property damage you and your vessel are responsible is covered under this. Also, additional expenses to protected in a court of law are also included. Liability coverage can also be added to help you against drivers without insurance.

Damage to your boat:

The insurance policy can cover damage to your boat if you hit something, someone hits you, the vessel is stolen, fire, and hail damage. Also, the loss settlement is subject to a deductible. Most of our policies cover the boat at replacement cost instead of actual cash value (replacement cost minus depreciation) Coverage still available even if the boat is out of the water.

Optional coverage with our carriers includes:

  • Disappearing deductibles
  • Towing service if you are stranded on the water
  • Coverage for personal effects on the boat
  • Fishing equipment coverage
  • Also, coverage for the boat trailer

Get a boat insurance quote

Finally, here are the DFW cities we provide Insurance options to (We also serve the entire state of Texas!):

Arlington, Allen, Argyle, Azle, Addison, Bedford, Benbrook, Burleson, Carrollton, Colleyville, Coppell, Crowley, Dallas, Denton, Euless, Fort Worth, Flower mound, Frisco, Garland, Grapevine, Haltom City, Haslet, Hurst, Irving, Keller, Kennedale, Lewisville, Little Elm, Lucas, Mansfield, McKinney, Mesquite, Murphy, North Richland Hills, Prosper, Plano, Roanoke, Saginaw, Southlake, The Colony, Watauga, Westlake, Whitney.