Agent Portal: Travelers: Auto

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• Available limits: 30/60, 50/100, 100/300, 250/500, 500/500.

• Available limits: 25, 50, 100, 250, 300.
• $250 deductible.

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• Available deductibles:  $100, $250, $500, $1000, $1500, $2500, $5000.
• Up to $500 to pay for child safety seat.
• Up to $1,500 for custom equipment in the vehicle.

Exclusions

• Intentional causes of loss.
• Commercial use.
• Wear and tear.
• Freezing.
• Mechanical or electrical breakdown.

·       Road damage to tires.

View Damage to Your Auto

• Available deductibles: $100, $250, $500, $1000, $1500, $2500,$5000.
• Will pay to replace the airbag, deductible does not apply.
• Up to $500 to pay for child safety seat.
• Up to $1,500 for custom equipment in the vehicle.
• Transportation expenses included if your vehicle is stolen. Limit is 20/600.
• Pays for damage due to missiles or falling objects, fire, theft, explosion, windstorm, hail, water or flood, malicious mischief, riot, contact with animal, breakage of glass.

Exclusions

• Intentional causes of loss.
• Commercial use.
• Wear and tear.
• Freezing.
• Mechanical or electrical breakdown.

·       Road damage to tires.

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• Pays for medical and funeral services because of bodily injury.

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• Pays for miscellaneous expenses due to an accident. Pays for medical expenses, funeral expenses, loss of income (up to 80%), Replacement services.
• Available limits: $2500, $5000, $10000, $25000, $50000, $75000.

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• Increase available at the following limits: $2500, $5000, $7500, $10000.

• Accident Forgiveness. Forgives one accident every 36 months. Forgives one minor violation every 36 months. Must have a clean record for the past 36 months.

• Accident Forgiveness. Forgives one accident every 36 months. Forgives one minor violation every 36 months. Lowers the deductibles by $50 every 6 months and at time of purchase. Deductible waived for total loss. Must have a clean record for the past 36 months.

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• Extends liability to cars the insured drives regularly but does not own. Current owner of car must have active insurance. This is a named driver coverage.

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• Car will be replaced with new car minus deductible. The vehicle must be current year or better. The coverage only last for 5 years. This is automatic if the vehicle is new.

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• Pays for the difference between the amount due on the loan or lease and the actual cash value of the vehicle after a total loss.
• Comprehensive and Collision required.

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• Provides road side services such as towing, winching, providing jump start, key lock-out service, delivering of supplies. No deductible.
• Available for towing up to 15 miles or 100 miles.
• 8 disablements a 12 month term.

• Trip interruption: Pays for lodging and food up to $200/$600 maximum.
• Personal Property Coverage: Pays for personal property lost or stolen after a covered loss. Will pay up to the reasonable amount.

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• Reimbursement for rental car while primary vehicle is being repaired.
• Available limits: 30/900, 40/1200, 50/1500, 75/2,250, 100/3000.
• Can be delivered to the shop if in the network.

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• Extends coverage of the policy to Mexico.
• Cannot be more than 25 miles away from US Border.
• Must be a trip that is less than 10 days.

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• Changes the glass claim deductible to $50 instead of the comprehensive or collision deductible.
• Deductible still waived for chips and dings.

• Automatically applied if the vehicle is less than 3 years old.

• Automatically applied if the policy is paid in full.

• Automatically applied if the policy is paid by EFT.

• Automatically applied if the insured does not have any late payments reported in the last 36 months.

• Automatically applied if the policy is quoted 15 days in the future or more.

• Automatically applied when the insured has more than one vehicle on the policy.

• Automatically applied to drivers who have had no losses in the past 5 years.

• Automatically applied if the insured has been insured for at least 2 years.
• Increases the longer they have been insured. Up to 5 years.

• Available if an insured has taken a driver’s training course to obtain license.
• Must be younger than 21 years.
• Certificate Required.

• Available if an insured is more than 100 miles away from home and at school.

• Available to youthful drivers who have a ‘B’ average or higher.
• Copy of most recent report card required.