Agent Portal: Progressive: RV

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Included, Optional Coverage, Discounts

RV Manual


Bodily Injury and Property Damage Liability

  • Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.

 Pet Coverage

  • Pet injury coverage available when comprehensive and collision are purchased.
  • Up to $1,000.

Emergency Expense

  • Will pay for expenses incurred if the insured is using RV and is over 50 miles from the primary residence.
  • Also available if the insured uses the RV as their primary living. $750 is included.
  • Can go up to $2,000 for pleasure use. Up to $7,000 for primary users.

Vacation Liability

  • Pays for liability while the insured is using the RV as a vacation residence.

Trailer Coverage

  • Pays for the trailer that’s being used. Up to $20,000.

Optional Coverage

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  • $0 windshield coverage can be added to each policy. Mexico and fire department charges included.
  • Available limits: 100, 250, 500, 1000, 2000.
  • Available limits: 100, 250, 500, 1000, 2000.
Medical Payments
  • Available limits: 500, 1000, 2000, 5000, 10000.
Personal Injury Protection
  • Available limits: 2500, 5000, 10000
Replacement cost for physical damage
  • Can be added to offer replacement cost for physical damage. Must be less than one-year old to qualify.
Personal effects
  • Pays for personal property in the RV after a covered loss. Can go up to $99,000. There is a $100 deductible.
Roadside Assistance
  • Covered to the nearest qualified repair center.
  • Assistance with the following issues: mechanical or electrical breakdown; battery failure; Insufficient supply of fuel, oil, water, or other fluid; flat tire; lock-out; or entrapment in snow, mud, water or sand within 100 feet of a road or highway.
Disappearing deductible
  • Drops each deductible by 25% for each period that the insured is accident free.
Other Highlights
  • Online services and mobile app available.


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Five year accident free
  • Given if the insured has been accident free for 5 years according to report.
Five year claim free
Advance Quote
  • Available if the policy is quoted before the renewal of the past policy.
Continuous Insurance- Diamond
  • Customers who have been with Progressive continuously for 5 years save with a discount.
  • This will also give you large accident forgiveness.
Continuous Insurance- Silver
  • Insured for at least 6 months with Progressive or another company.
Continuous Insurance- Gold
  • Insured for at least 1 year with Progressive or another company.
Continuous Insurance- Platinum I
  • Insured with progressive or another company for at least 3 years.
Distant Student
  • Available if a driver under the age of 23 is away at school without a car.
  • Available if you pay your bill with EFT.
Education Rating
  • Available if you have a college degree.
Good student
  • Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
  • Available if you own a home.
Minor Child
  • Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
Mobile home owner
  • Available if you are mobile home owner.
  • Available if you have more than one car on your policy
  • Available if you have other policies with Progressive.
  • Occupation Rating
Paid in Full
  • Available if you pay the policy in full.
  • Available if you receive all documents and billing through email
Preferred Prior Carrier
  • Available if the prior carrier was preferred.
  • Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.

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