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Included, Optional Coverage, Discounts
RV Manual
Included
Bodily Injury and Property Damage Liability
- Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.
Pet Coverage
- Pet injury coverage available when comprehensive and collision are purchased.
- Up to $1,000.
Emergency Expense
- Will pay for expenses incurred if the insured is using RV and is over 50 miles from the primary residence.
- Also available if the insured uses the RV as their primary living. $750 is included.
- Can go up to $2,000 for pleasure use. Up to $7,000 for primary users.
Vacation Liability
- Pays for liability while the insured is using the RV as a vacation residence.
Trailer Coverage
- Pays for the trailer that’s being used. Up to $20,000.
Optional Coverage
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Comprehensive |
- $0 windshield coverage can be added to each policy. Mexico and fire department charges included.
- Available limits: 100, 250, 500, 1000, 2000.
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Collision |
- Available limits: 100, 250, 500, 1000, 2000.
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Medical Payments |
- Available limits: 500, 1000, 2000, 5000, 10000.
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Personal Injury Protection |
- Available limits: 2500, 5000, 10000
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Replacement cost for physical damage |
- Can be added to offer replacement cost for physical damage. Must be less than one-year old to qualify.
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Personal effects |
- Pays for personal property in the RV after a covered loss. Can go up to $99,000. There is a $100 deductible.
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Roadside Assistance |
- Covered to the nearest qualified repair center.
- Assistance with the following issues: mechanical or electrical breakdown; battery failure; Insufficient supply of fuel, oil, water, or other fluid; flat tire; lock-out; or entrapment in snow, mud, water or sand within 100 feet of a road or highway.
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Disappearing deductible |
- Drops each deductible by 25% for each period that the insured is accident free.
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Other Highlights |
- Online services and mobile app available.
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Discounts
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Five year accident free |
- Given if the insured has been accident free for 5 years according to report.
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Five year claim free |
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Advance Quote |
- Available if the policy is quoted before the renewal of the past policy.
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Continuous Insurance- Diamond |
- Customers who have been with Progressive continuously for 5 years save with a discount.
- This will also give you large accident forgiveness.
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Continuous Insurance- Silver |
- Insured for at least 6 months with Progressive or another company.
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Continuous Insurance- Gold |
- Insured for at least 1 year with Progressive or another company.
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Continuous Insurance- Platinum I |
- Insured with progressive or another company for at least 3 years.
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Distant Student |
- Available if a driver under the age of 23 is away at school without a car.
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EFT |
- Available if you pay your bill with EFT.
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Education Rating |
- Available if you have a college degree.
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Good student |
- Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
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Homeowner |
- Available if you own a home.
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Minor Child |
- Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
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Mobile home owner |
- Available if you are mobile home owner.
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Multi-car |
- Available if you have more than one car on your policy
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Multi-policy |
- Available if you have other policies with Progressive.
- Occupation Rating
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Paid in Full |
- Available if you pay the policy in full.
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Paperless |
- Available if you receive all documents and billing through email
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Preferred Prior Carrier |
- Available if the prior carrier was preferred.
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Snapshot |
- Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.
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