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Included, Optional Coverage, Discounts
RV Manual
Included
Bodily Injury and Property Damage Liability
- Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.
 Pet Coverage
- Pet injury coverage available when comprehensive and collision are purchased.
- Up to $1,000.
Emergency Expense
- Will pay for expenses incurred if the insured is using RV and is over 50 miles from the primary residence.
- Also available if the insured uses the RV as their primary living. $750 is included.
- Can go up to $2,000 for pleasure use. Up to $7,000 for primary users.
Vacation Liability
- Pays for liability while the insured is using the RV as a vacation residence.
Trailer Coverage
- Pays for the trailer that’s being used. Up to $20,000.
Optional Coverage
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| Comprehensive | 
$0 windshield coverage can be added to each policy. Mexico and fire department charges included.Available limits: 100, 250, 500, 1000, 2000. | 
| Collision | 
Available limits: 100, 250, 500, 1000, 2000. | 
| Medical Payments | 
Available limits: 500, 1000, 2000, 5000, 10000. | 
| Personal Injury Protection | 
Available limits: 2500, 5000, 10000 | 
| Replacement cost for physical damage | 
Can be added to offer replacement cost for physical damage. Must be less than one-year old to qualify. | 
| Personal effects | 
Pays for personal property in the RV after a covered loss. Can go up to $99,000. There is a $100 deductible. | 
| Roadside Assistance | 
Covered to the nearest qualified repair center.Assistance with the following issues: mechanical or electrical breakdown; battery failure; Insufficient supply of fuel, oil, water, or other fluid; flat tire; lock-out; or entrapment in snow, mud, water or sand within 100 feet of a road or highway. | 
| Disappearing deductible | 
Drops each deductible by 25% for each period that the insured is accident free. | 
| Other Highlights | 
Online services and mobile app available. | 
Discounts
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| Five year accident free | 
Given if the insured has been accident free for 5 years according to report. | 
| Five year claim free |  | 
| Advance Quote | 
Available if the policy is quoted before the renewal of the past policy. | 
| Continuous Insurance- Diamond | 
Customers who have been with Progressive continuously for 5 years save with a discount.This will also give you large accident forgiveness. | 
| Continuous Insurance- Silver | 
Insured for at least 6 months with Progressive or another company. | 
| Continuous Insurance- Gold | 
Insured for at least 1 year with Progressive or another company. | 
| Continuous Insurance- Platinum I | 
Insured with progressive or another company for at least 3 years. | 
| Distant Student | 
Available if a driver under the age of 23 is away at school without a car. | 
| EFT | 
Available if you pay your bill with EFT. | 
| Education Rating | 
Available if you have a college degree. | 
| Good student | 
Available for any driver under the age of 22 and maintains a B average or higher. Proof required. | 
| Homeowner | 
Available if you own a home. | 
| Minor Child | 
Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher. | 
| Mobile home owner | 
Available if you are mobile home owner. | 
| Multi-car | 
Available if you have more than one car on your policy | 
| Multi-policy | 
Available if you have other policies with Progressive.Occupation Rating | 
| Paid in Full | 
Available if you pay the policy in full. | 
| Paperless | 
Available if you receive all documents and billing through email | 
| Preferred Prior Carrier | 
Available if the prior carrier was preferred. | 
| Snapshot | 
Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed. | 
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