Agent Portal: Progressive: Motorcycle

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Included, Optional Coverage, Discounts

Motorcycle Manual


Bodily Injury and Property Damage Liability

  • Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.

Accessory Coverage

  • Covers any accessories on the bike, ATV, or off road vehicle. $3,000 included with policy.
  • Phone app and online services available.

Total Losses Covered at Replacement Cost

  • The vehicle must be younger than at least a year.

Small Claim Forgiveness

  • Claims below $500 will be waived from effecting your rates at renewal.

Accident Forgiveness

  • Must be with Progressive for at least 48 months and not had any incidents for the past 35 months.

Additional Coverage

  • Replacement cost loss settlement on partial losses.
  • Online Services and mobile app available.

Optional Coverage

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UIM Bodily Injury and Property damage
  • Subject to $250 deductible. Available limits: up to bodily injury limit selected.
  • Up to property damage selected.
Medical Payments
  • Pays for medical payments needed by an insured.
  • Available limits: 500, 1000, 2000, 5000, 10000.
Personal Injury Protection
  • Pays for medical expenses, funeral expenses, and loss of income.
  • Available limits: 2500, 5000, 10000
  • Available limits: 100, 250, 500, 1000, 2000
  • Available limits: 100, 250, 500, 1000, 2000
Carried Contents
  • Covers personal property losses while insured is using the vehicle. Subject to a $250 deductible.
  • Available limits: 1000, 2000, 3000.
Accessory coverage
  • Covers any accessories on the bike, ATV, or off-road vehicle. Up to $30,000. $3,000 included.
Roadside Assistance
  • Can be endorsed to cover trip interruption. Pays up to $500 for lodging and food if you are more than $100 miles away from your home.
Disappearing deductible
  • Drops each deductible by 25% for each period that the insured is accident free.
Transport Trailer
  • Up to $10,000 can be added to cover losses to the transport trailer.


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Five year accident free
  • Given if the insured has been accident free for 5 years according to report.
Five year claim free
Advance Quote
  • Available if the policy is quoted before the renewal of the past policy.
Continuous Insurance- Diamond
  • Customers who have been with Progressive continuously for 5 years save with a discount.
  • This will also give you large accident forgiveness.
Continuous Insurance- Silver
  • Insured for at least 6 months with Progressive or another company.
Continuous Insurance- Gold
  • Insured for at least 1 year with Progressive or another company.
Continuous Insurance- Platinum I
  • Insured with progressive or another company for at least 3 years.
Distant Student
  • Available if a driver under the age of 23 is away at school without a car.
  • Available if you pay your bill with EFT.
Education Rating
  • Available if you have a college degree.
Good student
  • Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
  • Available if you own a home.
Minor Child
  • Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
Mobile home owner
  • Available if you are mobile home owner.
  • Available if you have more than one car on your policy
  • Available if you have other policies with Progressive.
  • Occupation Rating
Paid in Full
  • Available if you pay the policy in full.
  • Available if you receive all documents and billing through email
Preferred Prior Carrier
  • Available if the prior carrier was preferred.
  • Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.

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