Agent Portal: Progressive: Auto

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Included, Optional Coverage, Discounts

Auto Manual


Auto Contract

Bodily Injury and Property Damage

  • Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.
  • Protection from Progressive litigation team.
  • Pays for expenses insured during a settlement.
  • The premium of any appeal bond or attach bond required in  any lawsuit Progressive defends.
  • Up to $250 for bail bonds because of an accident resulting in bodily injury or property damage.
  • Reasonable expenses, including loss of earnings up to $200 a day per day.

Pet Injury Coverage

  • Pays up to $1,000 for the death or injury of your pet.
  • Also if the car is stolen why the pet is in the car and never recovered.

Small Accident Forgiveness

  • The incident payment must be with Progressive and less than $500.

Accident Forgiveness at Renewal

  • Only available if you have been with Progressive for at least 59 months. One at-fault accident will be waived.

SR-22 Filing Available

  • Progressive will file the SR-22 if needed for a $25 fee.

Additional Coverage

  • Phone app and online access available.
  • Small chips and dings covered without deductible.

Optional Coverage

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Medical Payments
  • Available limits: 500, 1000, 2000, 5000, 10000.
  • Pays for medical expenses needed after an accident.
  • Unavailable with PIP.
Personal Injury Protection
  • Pays for medical, funeral, and loss of income.
  • PIP: Available limits: 2500, 5000, 10000
  • Unavailable with Medical Payments.
Uninsured Motorist Bodily Injury and Property Damage Coverage
  • Covers you if the other insured is liable but without insurance.
  • Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.
Comprehensive Coverage
  • Includes coverage for contact with an animal (including a bird); explosion or earthquake; fire; malicious mischief or vandalism; missiles or falling objects; riot or civil commotion; theft or larceny; windstorm, hail, water or flood; or breakage of glass not caused by collision.
  • Pays for transportation expenses if the vehicle is stolen. Available 48 hours after the theft is reported.
  • $0 glass available with each limit. Must be selected. Available limits: 100, 250, 500, 1000, 2000 .
Collision Coverage
  • Available limits: 100, 250, 500, 1000, 2000
Trailer coverage ·       Available for non-motorized trailers to be added on policy.

·       Trailer types include: Conventional travel trailer, Fifth-wheel travel trailer, Pop-up travel trailer, mounted camper, utility trailer, horse trailer, homemade trailer.

·       Contents coverage up to $5,000 available. $100 deductible.

·       Liability coverage available.

Rental Reimbursement Coverage ·       Available limits:  30/900, 40/1200, 50/1500
Gap Insurance ·       Pays of the additional amount owed to a loan/lienholder after a total loss.
Roadside Assistance Coverage ·       Covered to the nearest qualified repair center.

·       Assistance with the following issues: mechanical or electrical breakdown; battery failure; Insufficient supply of fuel, oil, water, or other fluid; flat tire; lock-out; or entrapment in snow, mud, water or sand within 100 feet of a road or highway.

Custom Equipment Coverage ·       $1,000 already included. Can add an additional up to $5,000.
Deductible savings bank ·       Insured will receive a $50 deposit toward deductible if they are accident free for a 6-month term. Both comprehensive and collision must be purchased. $495 deductible must be on all vehicles.


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Five year accident free
  • Given if the insured has been accident free for 5 years according to report.
Five year claim free
Advance Quote
  • Available if the policy is quoted before the renewal of the past policy.
Continuous Insurance- Diamond
  • Customers who have been with Progressive continuously for 5 years save with a discount.
  • This will also give you large accident forgiveness.
Continuous Insurance- Silver
  • Insured for at least 6 months with Progressive or another company.
Continuous Insurance- Gold
  • Insured for at least 1 year with Progressive or another company.
Continuous Insurance- Platinum I
  • Insured with progressive or another company for at least 3 years.
Distant Student
  • Available if a driver under the age of 23 is away at school without a car.
  • Available if you pay your bill with EFT.
Education Rating
  • Available if you have a college degree.
Good student
  • Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
  • Available if you own a home.
Minor Child
  • Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
Mobile home owner
  • Available if you are mobile home owner.
  • Available if you have more than one car on your policy
  • Available if you have other policies with Progressive.
  • Occupation Rating
Paid in Full
  • Available if you pay the policy in full.
  • Available if you receive all documents and billing through email
Preferred Prior Carrier
  • Available if the prior carrier was preferred.
  • Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.

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