Agent Portal: Foremost: Motorcycle

• Available UIM BI Limits: $30,000/$60,000 $100,000/$300,000 $50,000/$100,000 $250,000/$500,000
• Available UIM PD Limits: $25,000 $100,000 $50,000 $250,000

• Available Limits: $1,000 $5,000 $2,500 $10,000

• Available Limit: $2,500

•  Available Comp Deductibles: $100 $200 $250 $500 $750 $1,000
• Includes coverage for the transport trailer.
• Waived if the motorcycle is equipped with a stolen vehicle recovery system.

• Available Coll Deductibles: $100 $200 $250 $500 $750 $1,000
• $1,500 available for helmet and safety apparel.
• Includes coverage for the transport trailer.

• Towing and Roadside Assistance is available for an additional premium per vehicle.  We cover reasonable and necessary expenses for towing and roadside assistance.
• Service is provided through Cross Country Motor Club.
• Trip Interruption coverage is included at no additional charge when Towing and Roadside Assistance is purchased. When more than 100 miles away from home, we will pay up to $500 for lodging, meals and transportation costs incurred as the result of a covered loss caused by theft, collision, or contact with a bird or animal.
• These coverages are only available if Bodily Injury liability or Combined Single Limit Bodily Injury and Property Damage coverage has been purchased.
• Towing, Roadside Assistance and Trip Interruption coverage is not available for low-speed vehicles.

• 5% discount
• Members of approved affinity groups receive reduced rates. The following is a list of approved affinity groups.
• ABATE – A Brotherhood Aiming Towards Education AMA – American Motorcyclist Association BKMC – Blue Knights Motorcycle Club BMWMOA – BMW Motorcycle Owners of America BRAG – Buell Riders Adventure Group CMA – Christian Motorcyclists Association DUC – Ducati Desmo Owners GWRRA – Gold Wing Road Riders Association GWTA – Gold Wing Touring Association HOG – Harley Owners Group IRG – Indian Riders Group MSF – Motorcycle Safety Foundation MGNOC – Moto Guzzi National Owners Club RAT – Riders Association of Triumph RKMC – Red Knights Motorcycle Club RSTAR – RSTAR Touring and Riding Association USCA – United Sidecar Association VTS – Venture Touring Society WOW – Women on Wheels
• If a policy qualifies for the Affinity Discount and the Alliance Discount, only one discount will apply.

• 5% discount
• This discount is applied if the first named insured had insurance on a similar vehicle for at least the past 6 months. Up to a 5 day gap between the effective date of our policy and the prior insurance expiration date will be allowed. Applies to the first policy term only.

• 5% discount
• A discount will be applied to Medical Payments Coverage for vehicles equipped with a factory installed airbag system.

• 15% discount
• A discount will be applied to Collision Coverage for vehicles equipped with a factory installed Anti-Lock Braking System (ABS).

• 5% discount
• This discount is applied when a policy renews.

• 5% discount
• Members of approved alliance organizations receive reduced rates. The following is a list of approved alliance organizations:

AARP

If a policy qualifies for the Affinity Group and Alliance Discount, only one discount will apply.

• 5% discount
• To qualify for this discount, the operator must be 25 years of age or older, have 1 year of motorcycle riding experience and no moving violations or at-fault accidents for the past 3 years. Operators with international licenses do no qualify for this discount. • For Low-Speed Vehicles the operator must have been one year licensed on their auto to quality for this discount.

• 5% discount
• This discount is applied if the operator has taken an approved course within the last 3 years. • This discount does not apply to low-speed vehicles.

• 10% – 35% discount
• 10% for two vehicles
• 25% for three vehicles
• 35% for four or more vehicles
• This discount does not apply to low-speed vehicles.

• 10% discount
• Available when the named insured maintains one or more personal lines or life policies with Foremost, Farmers , Bristol West or 21st Century. A life policy must be a term, whole, universal or variable universal policy, have a face amount of $50,000 or greater, be issued to an adult and be in force.