Agent Portal: Foremost: Auto

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Included, Optional Coverage, Discounts

Auto Guide

Included


Bodily Injury Liability

  • Available limits: 30/60, 50/100, 100/300, 250/500

Property Damage Liability

  • Available limits: 25,50,100

Small Accident Forgiveness

  • If the payout is less than $500, it will not affect rate.

Additional Equipment

  • $1,000 in coverage for additional equipment.

Online Services

  • Esignature of documents available.

Text Alerts

  • Able to sign up for text alerts.

Optional Coverage

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UIM Bodily Injury
  • Available limits: 30/60, 50/100, 100/300, 250/500
UIM Property Damage
  • Available limits: 25,50,100
PIP
  • Available limits: 2,500/5,000/10,000
Comp and Coll
  • Available deductibles: 250/500/750/1,000
Towing and Labor ·       Available limits: 50/150, 75/225

·       Includes Roadside assistance

Rental Reimbursement ·       Available limits: 20 per day, 30 per day, 40 per day
Auto Loan/Lease Coverage ·       Gap Coverage

Discounts

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Multi-Car
  • More than one vehicle on policy.
Homeowner
  • Available if you are a homeowner.
  • Proof required
Multi-Policy
  • Other polices with Foremost.
EFT
  • If the insured pays by EFT.
Prior Insurance Discount
  • The more prior insurance the better the discount.
Continuous Insurance
  • Available if you have had continuous insurance. The greater the better.
Advanced Purchase
  • Available if the insured puts the policy in force two days before.
Minor Child Discount
  • Must be on the policy for at least 24 months and under the age of 19.
  • If the child is discovered after a claim, the discount will not apply.
Distant Student
  • Available if the child on the policy is a student over 100 miles away and under the age of 23.
Paperless Discount
  • Available if the insured agrees to receive documents and bills via email.
Safe Driver
  • No violations or accidents in the last 3 years.
  • Insured is at least 23 years old.
Preferred Driver
  • Without at fault accidents in the past 5 years.
  • At least 25 years old.

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