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Included, Optional Coverage, Discounts
Auto Guide
Included
Bodily Injury Liability
- Available limits: 30/60, 50/100, 100/300, 250/500
Property Damage Liability
- Available limits: 25,50,100
Small Accident Forgiveness
- If the payout is less than $500, it will not affect rate.
Additional Equipment
- $1,000 in coverage for additional equipment.
Online Services
- Esignature of documents available.
Text Alerts
- Able to sign up for text alerts.
Optional Coverage
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| UIM Bodily Injury |
- Available limits: 30/60, 50/100, 100/300, 250/500
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| UIM Property Damage |
- Available limits: 25,50,100
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| PIP |
- Available limits: 2,500/5,000/10,000
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| Comp and Coll |
- Available deductibles: 250/500/750/1,000
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| Towing and Labor |
· Available limits: 50/150, 75/225
· Includes Roadside assistance |
| Rental Reimbursement |
· Available limits: 20 per day, 30 per day, 40 per day |
| Auto Loan/Lease Coverage |
· Gap Coverage |
Discounts
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| Multi-Car |
- More than one vehicle on policy.
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| Homeowner |
- Available if you are a homeowner.
- Proof required
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| Multi-Policy |
- Other polices with Foremost.
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| EFT |
- If the insured pays by EFT.
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| Prior Insurance Discount |
- The more prior insurance the better the discount.
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| Continuous Insurance |
- Available if you have had continuous insurance. The greater the better.
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| Advanced Purchase |
- Available if the insured puts the policy in force two days before.
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| Minor Child Discount |
- Must be on the policy for at least 24 months and under the age of 19.
- If the child is discovered after a claim, the discount will not apply.
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| Distant Student |
- Available if the child on the policy is a student over 100 miles away and under the age of 23.
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| Paperless Discount |
- Available if the insured agrees to receive documents and bills via email.
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| Safe Driver |
- No violations or accidents in the last 3 years.
- Insured is at least 23 years old.
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| Preferred Driver |
- Without at fault accidents in the past 5 years.
- At least 25 years old.
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