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  • Payment issued within 48 hours of claim acceptance.
  • Extended replacement cost: Will pay to have your home replaced even if it exceeds your policy limit.
  • Cash payment option: You can either get the home rebuilt or just accept a cash payout option.
  • Expert home appraisals: All homes are appraised inside and out by Chubb.
  • Temporary living expenses: Chubb will pay to help you live elsewhere. This includes pet kenneling.
  • Rebuilding to code: Will rebuild to code.

Optional Coverage

  • Personal articles floater: No deductible. Can cover jewelry, fine arts, and wine collections. Agreed Value.
  • Umbrella: ┬áMaximum Amount: $1,000,000 – $50,000,000
  • Excess Flood: Replacement cost for damaged property and possessions. Rebuilds your home to code. $7,500 set aside for additional living expenses.


  • Account Credit

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