Umbrella Insurance

Excess liability coverage at an affordable price

If you have an insurance policy, you are aware of liability. Liability insurance covers you for damages or bodily injury you are deemed liable to pay. Many times the liability coverage you have on your policy is not enough for the risks you face. Excess liability is required. That is where umbrella insurance comes into play.

What is covered?

This policy adds additional liability coverage on top of the liability coverage you have on your underlying policies. If you have $300,000 in personal liability on your homeowner’s and a claim runs you $400,000 in damages, the umbrella pays for $100,000 of that claim. This coverage is not for your average client. If you have multiple risks the chances of a claim going above your limits is very high. This is subject to a retention limit which functions just like a deductible. Coverage can be as high as $10 million in excess liability!

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DFW cities we provide Umbrella Insurance to (We also serve the entire state of Texas!):

Arlington, Allen, Argyle, Azle, Addison, Bedford, Benbrook, Burleson, Carrollton, Colleyville, Coppell, Crowley, Dallas, Denton, Euless, Fort Worth, Flower mound, Frisco, Garland, Grapevine, Haltom City, Haslet, Hurst, Irving, Keller, Kennedale, Lewisville, Little Elm, Lucas, Mansfield, McKinney, Mesquite, Murphy, North Richland Hills, Prosper, Plano, Roanoke, Saginaw, Southlake, The Colony, Watauga, Westlake, Whitney.