Your home is your most valuable asset. Although home insurance is not required by law, it is financially responsible to insure your property. Losing your home without insurance can cause financial turmoil. Milestone insurance can provide you protection. Restoring your home to its original state after a catastrophe is the main focus of home insurance. Not only does this coverage protect the property, but also the owner of the home as well. This coverage is not required by law, but is required if you have a mortgage company with financial interest in the home.
What is Covered?
Your homeowner’s policy will protect you against bodily injury or property damage you are liable for on your property. For example, if you have a pool and somebody slips and falls you are covered for the court cost and settlement. The are many other liability scenarios you are covered for. Talk with us to learn more. You can increase liability coverage on your homeowner’s policy by purchasing an umbrella policy.
Damage to your home
Your home is protected against certain losses. Whether or not your property is covered at replacement cost is completely up to you. The two forms associated with homeowner’s insurance are HO-3 and HO-5. Click the link below to learn more about home insurance forms.Home Insurance Forms
Additional living expenses
If you are unable to live in your home after a loss, your homeowner’s policy will pay for you to live elsewhere. This includes any expense up to the policy limit.
Optional Coverage with Our Carriers
- Replacement cost loss settlement on the contents of the home.
- Equipment breakdown coverage (Can cover the water heater).
- Identity theft expense coverage.
- Blanket coverage for certain items.
- Fungi coverage
- Seepage coverage
- Earthquake coverage (normally excluded)
- Sinkhole coverage (normally excluded)
- Extend coverage to other properties
Carriers that offer Home Insurance
Travelers Home Insurance Kemper Home Insurance MetLife Home Insurance Pacific Specialty Home Insurance Homeowner's of America Home Insurance UPC Home Insurance State Auto Home Insurance Foremost Specialty Home Insurance Maison Home Insurance Chubb Home Insurance
DFW cities we provide Home Insurance to (We also serve the entire state of Texas!):
Arlington, Allen, Argyle, Azle, Addison, Bedford, Benbrook, Burleson, Carrollton, Colleyville, Coppell, Crowley, Dallas, Denton, Euless, Fort Worth, Flower mound, Frisco, Garland, Grapevine, Haltom City, Haslet, Hurst, Irving, Keller, Kennedale, Lewisville, Little Elm, Lucas, Mansfield, McKinney, Mesquite, Murphy, North Richland Hills, Prosper, Plano, Roanoke, Saginaw, Southlake, The Colony, Watauga, Westlake, Whitney.