Home Insurance

 


Protect what matters most

Your home is your most valuable asset. Although home insurance is not required by law, it is financially responsible to insure your property. Losing your home without insurance can cause financial turmoil. Milestone insurance can provide you protection. Learn more about home insurance below.

What is Home Insurance?


This insurance covers your home’s structure, contents, liability, and additional living expenses while the home is being repaired. You can also add coverages like identity theft expenses, sewage backup, and jewelry coverage.

This policy excludes coverage for earth movement, flood, wear and tear, neglect, war, and intentional losses. Coverage can be endorsed for earthquake and a separate policy is available for flood. Contact us for detailed information on what’s covered.

How much coverage should I buy?


Covering your home at replacement cost is ideal. This means the limit of coverage on your policy is equal to the cost of labor and materials to rebuild. You will also want to make sure you have a high enough limit for all the contents in your home. Your liability limit should mirror the risk level of your home. For instance, if your home has a pool, you should have a higher liability limit. Your Milestone agent will help you understand how your policy needs to be written to fully protect your property.

Get a home insurance quote

DFW cities we provide Home Insurance to (We also serve the entire state of Texas!):

Arlington, Allen, Argyle, Azle, Addison, Bedford, Benbrook, Burleson, Carrollton, Colleyville, Coppell, Crowley, Dallas, Denton, Euless, Fort Worth, Flower mound, Frisco, Garland, Grapevine, Haltom City, Haslet, Hurst, Irving, Keller, Kennedale, Lewisville, Little Elm, Lucas, Mansfield, McKinney, Mesquite, Murphy, North Richland Hills, Prosper, Plano, Roanoke, Saginaw, Southlake, The Colony, Watauga, Westlake, Whitney.